2007-04, issued December 7, 2007, establishes an enforcement safe harbor for supplemental health insurance that will be exempt from Part 7 of ERISA, as implemented through regulations at. ![]() However, concerns over abuse of the vague language of “similar supplemental insurance coverage” has led the Department of Labor to issue clarification.įield Assistance Bulletin No. The previous definition of one exception, “supplemental excepted benefits,” included Medicare Supplemental Insurance, TRICARE insurance, and “similar supplemental insurance coverage provided to coverage under a group health plan” if each was a separate policy, certificate, or contract of insurance. Thus, plans technically comprised entirely of “excepted benefits” could find themselves exempt from the requirements of these reforms. ![]() ![]() Intended to affect general health insurance coverage, including employer-based and open-market group or individual plans, the law did not cover certain excepted benefits. of Labor Clarifies HIPAA with Compliance Safe HarborĮnactment of Titles I and IV of HIPAA and subsequent amendments improved access to and coverage by health insurance plans, addressing contentious issues such as hospital stays after childbirth and exceptions to coverage based on preexisting conditions.
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